Choosing How You Get Paid

There are three ways to receive your Cash Back payments:

  • Big Fat Check
  • PayPal payment
  • American Express Membership Rewards® points

Any method you choose is completely free. Payments are sent every three months on our payment schedule.

Want your Cash Back faster? Redeem your confirmed balance for a gift card any time, only in the Rakuten App. Learn more. 

Big Fat Check

If you opt for a Big Fat Check, you will receive a check issued to the name and address in your Account Settings (or “Choose How to Get Paid” in the App).

PayPal

Payments can be sent to the PayPal account of your choice. You’ll be asked for verification when you select this method or update your PayPal email address. For more information about PayPal verification, please visit PayPal.

If you choose to receive a PayPal payment, your payment will be issued to the account associated with the PayPal email address in your Account Settings (or “Choose How to Get Paid” in the App).

Track My Payment

American Express Membership Rewards® Points

If you have a qualifying American Express credit card, you can switch your payment method to Membership Rewards points and have your earnings transferred to your Membership Rewards account every 3 months. Learn more.

Enable Cash Back